Making Personal Finance Simple
In the past month, the number of Covid-19 cases has really started to rise, especially in Europe & the US. What followed, was the largest single-week decline in US stock markets since the last financial recession – 2008. Fast forward to today and we’re in a market downturn with volatile stock prices, generally moving downwards. … Read more
In conjunction with Women’s History Month & International Women’s Day, this article discusses investing for women, personal finance views unique to women, and the damaging impacts of missing out on this money move. Fret not, we’ve got some tips for the women who are interested in investing, but have yet to take the first step. … Read more
10-12 minute read We’ve all been there. Things are going great in uni — you have enough cash going around for your necessities and the odd night out with friends. You just can’t help but to think, if only I had a bit more… I’d be able to get this. You go on the internet … Read more
Buying your first property seems to be a financial milestone for most young adults. It’s almost ingrained into our cultures that purchasing your first piece of property is a sign that you’ve made it. At social events, you often hear about the latest relative or friend who just bought their first property and are so … Read more
Retirement seems so far away for me. Being in my early 20s, I have ~40 years till I reach the standard retirement age of 65. Who needs to start planning their retirement savings now right? Apparently, me… I have a fear of reaching my golden years and still having to break my back to earn … Read more
9 minute read How much should you get paid? Are you wondering how much you should get paid for the work you do? This article is for you. In this blog, we cover 3 areas of your personal finance: Earning money, 2. Saving money, and 3. Investing your money. Today, we’re going to cover the … Read more
11 minute read Over the past year, robo advisors have started to gain traction in the Malaysian investing scene. Still, many have never heard of it, or know of how to incorporate them into their portfolios. Singaporean based StashAway was the first robo advisor to gain Securities Commission approval in Malaysia. Not long after, MyTheo and … Read more
Savings vs Investments Are they the same thing? Think twice. Many people don’t distinguish between their savings and investments. Anything that you don’t spend and leave in your bank account is good… right? Wrong. It’s vital to separate the two. Here, I’ll share my take on how to structure your savings to fully maximize returns, … Read more
The Most Common Problem So you’ve just started working and you’re excited about earning your first paycheck! Right as the cash lands in your bank account… you go on your spending spree. This is the start of your financial journey. I’m not gonna preach being extremely prudent with your spending or following a very common … Read more
My very first blog post! I’ve been contemplating this decision for a bit and I’ve decided that now’s the time for me to get things rolling. My introduction I’m a 23 year old with a deep passion in personal finance. I’ve scoured through hundreds of articles from other financial bloggers in Malaysia such as Ringgit … Read more