Making Personal Finance Simple
The Millennial Finance 
Finally – let’s get to where to actually invest your money. As the options for what you can invest in will vary by country, this article will be more tailored towards Malaysians. If you haven’t read through the previous posts, you can read them here Part 1: Introduction to Investing Part 2: Assets You Can … Read more
M+ Global is one of the latest local brokers to launch foreign share trading in Malaysia. The company behind this is Malacca Securities, who has offered local share trading services and been licensed by Securities Commission Malaysia since 1963. Their local stocks version is called M+ Online and I use it too for IPO’s. You’ll … Read more
Now that we’ve gotten through what investing is and why it’s important to invest your money, we’ll have a look at what assets you can invest in. If you haven’t read through the first post of the “How To Start Investing For Beginners” series, you can read it here. Assets To Invest In There are … Read more
I’ve gotten the question of how to start investing many times over the 3 years we’ve had this channel. So I thought – why not do an entire series of blog posts to guide the average person to start investing. This should cover almost everything. So if you’re someone with absolutely ZERO knowledge about investing, … Read more
Malaysians with flexible rate loans like home mortgages have been facing the impact of higher OPR’s set by BNM over the last year. But there’s an upside to that too. Because interest rates are higher, money market funds are also paying more on the cash we deposit. What are money market funds? They’re essentially … Read more
A few weeks ago, we asked you guys on Instagram what your favourite credit cards were in Malaysia and got a bunch of responses. Check out our Instagram To be honest, it’s been a while since we reviewed the credit cards we owned and most of them don’t give out the best benefits anymore yet … Read more
Many Malaysians started investing in 2020, most of us investing through roboadvisors such as StashAway and Wahed Invest. But, what is it about Wahed Invest that we like and where does our money actually get invested? Continue reading to find out! Wahed Invest have been gaining popularity in recent times and they have made substantial … Read more
It’s here. The StashAway portfolio re-optimization has finally come. Adjusting our portfolio allocations depending on market conditions is what we’re paying StashAway for. Plus the convenience of depositing of course. To be completely honest, I expected a quicker reaction to our 35% peak to trough decline since the pandemic hit. To be fair to them, … Read more
Many countries in the world are now aiding employers, employees and the unemployed by providing ‘free money’ to prevent a major recession. Due to the current nature of the pandemic, some people are spending less for a multitude of reasons. This could possibly be due to job loss, pay cuts or simply not having much … Read more
Truly one of the greatest investments for eligible Malaysians, Amanah Saham. Did you know about it’s younger, better sibling ASB financing though? Unfortunately, some of you wouldn’t be able to participate in this and I really wish that wasn’t the case. For those of you that are, consider yourself fortunate! To give a bit of … Read more