Making Personal Finance Simple
Articles on investing money
Saving money is a habit. The strategies and tactics you learn about how to save money will only go so far if you don’t understand the principles behind saving money and creating a solid habit. In this article we go through the principles of saving money and 4 ways to start saving today.
You’ve read our articles. You’ve seen the news headlines. Stock markets are crashing, and everyone keeps saying stuff like; And this Alright, you’re sold. This is the time you’re going to start investing. But how? How do you navigate around the complex maze of picking stocks? An easy yet effective way is to buy index … Read more
15 minute read We get this question all the time. “What stocks should I buy?” “TMF, what stocks to buy??” Let’s settle this. Over the past month or so, stocks globally have entered the dreaded bear territory, falling more than 20% since their peaks in February. All over the world, people can’t stomach opening their … Read more
Active vs Passive Investing — how do you know which one to choose for you? In previous articles, we’ve always advocated for index fund investing for the benefits they bring like diversification & ease of participation. Index funds are considered passive investment, since it requires little to no input from the investor. For new investors, … Read more
In the past month, the number of Covid-19 cases has really started to rise, especially in Europe & the US. What followed, was the largest single-week decline in US stock markets since the last financial recession – 2008. Fast forward to today and we’re in a market downturn with volatile stock prices, generally moving downwards. … Read more
In conjunction with Women’s History Month & International Women’s Day, this article discusses investing for women, personal finance views unique to women, and the damaging impacts of missing out on this money move. Fret not, we’ve got some tips for the women who are interested in investing, but have yet to take the first step. … Read more
Buying your first property seems to be a financial milestone for most young adults. It’s almost ingrained into our cultures that purchasing your first piece of property is a sign that you’ve made it. At social events, you often hear about the latest relative or friend who just bought their first property and are so … Read more
Retirement seems so far away for me. Being in my early 20s, I have ~40 years till I reach the standard retirement age of 65. Who needs to start planning their retirement savings now right? Apparently, me… I have a fear of reaching my golden years and still having to break my back to earn … Read more
11 minute read Over the past year, robo advisors have started to gain traction in the Malaysian investing scene. Still, many have never heard of it, or know of how to incorporate them into their portfolios. Singaporean based StashAway was the first robo advisor to gain Securities Commission approval in Malaysia. Not long after, MyTheo and … Read more
Savings vs Investments Are they the same thing? Think twice. Many people don’t distinguish between their savings and investments. Anything that you don’t spend and leave in your bank account is good… right? Wrong. It’s vital to separate the two. Here, I’ll share my take on how to structure your savings to fully maximize returns, … Read more