Making Personal Finance Simple
The Millennial Finance 
Retirement seems so far away for me. Being in my early 20s, I have ~40 years till I reach the standard retirement age of 65. Who needs to start planning their retirement savings now right? Apparently, me… I have a fear of reaching my golden years and still having to break my back to earn … Read more
11 minute read Over the past year, robo advisors have started to gain traction in the Malaysian investing scene. Still, many have never heard of it, or know of how to incorporate them into their portfolios. Singaporean based StashAway was the first robo advisor to gain Securities Commission approval in Malaysia. Not long after, MyTheo and … Read more
Savings vs Investments Are they the same thing? Think twice. Many people don’t distinguish between their savings and investments. Anything that you don’t spend and leave in your bank account is good… right? Wrong. It’s vital to separate the two. Here, I’ll share my take on how to structure your savings to fully maximize returns, … Read more
Today, we’ll go into the specifics of Amanah Saham and ASB financing. Who’s this for? How do I invest in this? This will be the start of a series where we dive a bit deeper into each individual investment vehicle in Malaysia. A list that we’ve roughly come up with: Amanah Saham Robo-advisors (Stash Away, … Read more
The Most Common Problem So you’ve just started working and you’re excited about earning your first paycheck! Right as the cash lands in your bank account… you go on your spending spree. This is the start of your financial journey. I’m not gonna preach being extremely prudent with your spending or following a very common … Read more
My very first blog post! I’ve been contemplating this decision for a bit and I’ve decided that now’s the time for me to get things rolling. My introduction I’m a 23 year old with a deep passion in personal finance. I’ve scoured through hundreds of articles from other financial bloggers in Malaysia such as Ringgit … Read more